Gemini said:

The provided text describes money as both an abstract concept for valuing and exchanging goods and services, and a practical, social tool that regulates claims between people. In its conceptual form, money represents the ability to convert different items into one another and to determine their relative worth. In social reality, money functions as a system for managing debts and credits, essentially establishing and regulating the specific social claims individuals and groups hold against each other. 

Conceptual Understanding of Money

• Interchangeability:Money allows people to easily exchange one type of good or service for another. 
• Mutability of Rates:It provides a way to establish and change the relative values or exchange rates between different goods and services. 

Practical, Social Function of Money

• Regulation of Claims:Money serves as a social mechanism that regulates the claims people have on each other within society. 
• Social Relationships:This involves managing the economic obligations, debts, and credits that exist between individuals, families, and larger social units. 

In essence:
Money acts as a bridge between abstract value and tangible social interactions. It embodies the social relationships and obligations that arise from the exchange of goods and services, providing a standardized way for society to track and manage these claims.